Now offering at all of our locations, "The Secure Your Future Bump Up CD," a 365 day CD earning 1.60% APY*.  Minimum balance of $5000 to open CD accounts and earn the stated APY.  APY is accurate as of January 7, 2010.  There may be a penalty for early withdrawals.  Hurry, offer may be changed or terminated without notice!  *Annual Percentage Yield